

30+ years of experience in mortgage & construction lending
About Todd Dalton
A construction financing expert dedicated to your personal project.
Your construction financing is our top priority. We’re committed to providing you with the best service possible while guiding you through every step of your build.
Learn MorePersonalized consultative guidance from start to finish.
Deep expertise in new construction & major renovation financing.
Clear explanations of loan-to-cost vs future value structures.
Market leading rates for primary, second & vacation homes.
Fast, transparent communication throughout the process.
Why choose us
Confidence. Clarity. A Better Construction Loan Experience
Personal Guidance
I guide you through each step of the construction loan process so you always know what to expect.
Construction loan expertise
With extensive experience across new builds and major renovations, I tailor each loan structure to fit your project and goals.
Clear Expectations
You’ll always know what’s needed, what’s coming next, and what to expect from start to finish-no surprises.
SERVICES
How I help you build smarter
Construction Loans Made Simple
Clear, structured financing for ground‑up builds, major renovations, or vacation homes with a transparent process from application to final inspection.
Expert Guidance,
Every Step
From builder registration to draw management, we guide you through the entire process.
Transparent Process
& Fund Control
Independent inspections and a secure draw system to keep your project on track.





