Our Loan Programs
What We Offer
Specialized financing solutions designed to support every stage of your build, renovation, or home purchase.
New Construction – Primary Residence
Financing for building a home from the ground up, whether you’re starting on vacant land or doing a full tear-down of an existing home, with a smooth conversion to a permanent mortgage once construction is complete.
Lot & Construction Purchase Financing
Integrated financing for clients purchasing a lot with the intent to build immediately, combining the lot and construction loan in a single approval and closing.
Major Renovations & Additions
Financing based on your future appraised value for signifiant home transformations, including partial tar-downs, second-story additions, adding square footage, ADU’s and major structural or design changes.
Second Homes & Vacation Home Construction
Custom solutions for coastal, mountain, lake and desert properties – whether you’re building new or replacing an existing structure.
Jumbo & High-LTV Financing
Flexible financing for high-value home purchases or refinances that exceed conforming loan limits, offering competitive pricing, strong terms, and higher loan-to-value options for qualified borrowers.
Physician & Dentist Loan Programs
Specialized financing for medical professionals, offering flexible guidelines, competitive pricing, and low down-payment options—ideal for physicians and dentists seeking a streamlined, high-service mortgage experience.
Our Commitment
Why Clients Choose Us
A clear, organized approach to construction financing – from first conversation to final completion.
Construction Loan Expertise
With deep experience across new construction, major renovations, and specialty programs, I help structure financing the right way from the start.
Clear Expectations & Guidance
I walk you through every step of the construction loan process so you always know timelines, requirements, and what comes next.
A Smooth, Streamlined Experience
My focus is making the process organized and predictable—from pre-approval to completion—with consistent communication throughout.
